Insurance Risk Services

We’re a leading provider of outsourced risk management solutions for the UK insurance market, specialising in insurance risk surveys, Reinstatement Cost Assessments and Fire and Health & Safety Risk Assessments.

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+27

YEARS’ EXPERIENCE

+3,000

CLIENTS

+10,000

SURVEYS EACH YEAR

97%

CUSTOMER RETENTION

Insurance Risk Services

We provide a onsite and desktop surveys to help our customers identify and control their risk exposure.

Saving you time and money

Our experienced team of multi-disciplined surveyors in the UK and Republic of Ireland delivers comprehensive on-site surveys. By conducting multiple surveys in a single visit, we help you save both time and money.

Trusted Services

Cardinus Risk Management is a wholly owned subsidiary of AmWINS Global Risks part of US wholesale insurance broker, AmWINS Group Inc. This makes us a trusted risk management partner to organisations around the globe.

Partner to the largest insurers, brokers and MGAs

We are an approved supplier to the insurance market. Our customers include Zurich, Aviva, Ageas, Covea and various MGAs and brokers including Marsh, Lockton & AJG.

Insurance Risk Surveys

We provide a range of Insurance Risk Surveys for underwriting and marketing purposes. Below are examples of the reports we provide:

Reinstatement Cost Assessments

Over 80% of properties we assess are underinsured and we’ve corrected over £9 billion in underinsurance in the last three years.

Our Reinstatement Cost Assessment service (on-site and desktop) provides up-to-date valuations to protect your client’s property from underinsurance risks.

Key risks of underinsurance include:

  • Inadequate claims payments for full property repair/rebuild
  • Increased borrowing to cover shortfall
  • Negative impact on balance sheet
  • Complex negotiations with insurers
  • Unhappy leaseholders and tenants
  • Extended rebuild times
  • Legal exposure from lenders and leaseholders
  • Damage to reputation and brand.

Fire Risk Assessments

Our BAFE ‘Gold’ Fire Risk Assessments for commercial and residential properties will help you to:

  • Comply with UK fire legislation
  • Identify and implement risk improvements
  • Track surveys across multiple properties
  • Cover commercial and residential properties.

Insurance Risk Management Software

Use our market leading risk management software (INDIGO) to digitally manage your insurance risk surveys, audits and assessments in one place.

INDIGO will help to:

  • Manage work requests.
  • Increase your visibility of the survey and assessment progress.
  • Ensuring all recommendations and/or requirements are made known to interested parties.
  • Provide detailed Management Information.

Certifications

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